Motorcycle Insurance

Shopping for Motorcycle Insurance

When it comes to enjoying motorcycles, there are so many great roads to explore. This is why it is necessary to obtain insurance that fits your unique needs. We can assist you here at Marla Williams Agency. We offer a variety of coverage options for you to choose from. Without the proper coverage, you can end up paying a lot of money out of pocket to cover any damages if you were to get involved in an accident.

Motorcycle Insurance Requirements

In most states, motorcyclists are required to obtain a minimum amount of insurance protection. This is known as PIP. It will work to reimburse you for any expenses that are health-related that were a result of an accident. Other losses will also be covered. This is true for being at fault or not being at fault for an accident.

The minimum requirements for PIP in a state such as Kansas are as follows:

In-home services for $25 daily
Medical expenses for $4,500 for each person
Disability and loss of income for $900 monthly for a year
Funeral, and burial expenses for $2,000
Rehabilitation expense for $4,500
Disability and loss of incomes for survivor benefits of $900 a month for a year

Please be advised that PIP coverage is not sufficient coverage since injuries that result from motorcycle accidents tend to be very serious. This is why you are strongly encouraged to obtain more than just the bare minimum coverage.