Life insurance needs to be tailored to your particular needs. What is right for one person would be all wrong for another. Having an insurance agent who knows you and your needs can make buying life insurance much easier. In Kansas, the Marla Williams Agency is locally owned and operated and dedicated to providing the service our customers deserve.
Life insurance needs variation over your life. From time to time, it makes sense to look at your coverage and make sure it meets your needs and the needs of any dependents and loved ones who count on you.
When you change employment
If you are like many people, you have life insurance as a part of a benefits package. When you change positions, you may be able to keep your insurance at your own cost. You should contact an insurance agent to determine if it is worth paying for. You may be able to get a better deal, or you may get insurance from your new employer. Keep in mind most policies won’t pay out for up to two years, and that could leave your dependents with no protection.
When you get married
When you get married, you need to change the beneficiary on your insurance policy. It is a good time to consider whether you need to add additional insurance. If you have purchased a home and plan on having a family, your insurance needs will be growing.
When you retire
By the time you retire, you may not need the same amount of life insurance you needed when you had a young family. It would be best if you had enough to take care of final expenses and keep your spouse or partner in their current position.
If you have questions about life insurance at the Marla Williams Agency, we provide Kansas residents with the answers they need.