Do I Need Insurance for My Classic Car?

Driving the Highways and Byways in Kansas with a Classic Car

For Kansas residents who own a classic car, exploring the state’s many destinations offers fun, interesting, and entertaining experiences. Driving a classic car to these places adds an extra layer of excitement to any outing. If you’re new to classic car ownership, it’s important to “know before you go” about the state’s requirements for classic car insurance. At Marla Williams Agency, we can help you navigate the process of securing the coverage you need.

Understanding Classic Car Insurance Requirements

The answer to the question, “Do I need insurance for my classic car?” is yes. Kansas, like other states, requires all vehicles traveling on public roads to have insurance. Classic cars are not exempt from this rule and must carry appropriate coverage. This includes the minimum liability coverage required by the state to cover injuries or damages to others in the event of an accident. Additionally, classic car owners must provide proof of insurance before registering their vehicle.

Protecting Your Classic Car Investment

Even if your classic car isn’t driven on public roads, it’s likely a significant investment, which is why having classic car insurance is essential. A policy can provide protection in various areas, including Agreed Value Coverage, comprehensive coverage for non-collision damage, collision coverage, medical payments, roadside assistance (including towing), spare parts coverage, and uninsured or underinsured motorist protection. If your classic car is stored, insurance can protect it against risks such as theft and vandalism.

Contact Us for Expert Assistance

To secure a policy for your classic car in Kansas, contact the Marla Williams Agency. Our knowledgeable and friendly agents are here to provide efficient assistance tailored to your needs. Before hitting the highways and streets of Kansas, ensure you’re insurance-ready with a policy in place.