Spring and summer storms can be violent, with heavy rains, strong winds, and intense lightning. Lightning can cause significant damage to your house structure and electrical system. Your home insurance policy offers coverage for lightning strikes that can cause expensive damage. At Marla Williams Insurance, we help our clients prepare for unexpected hazards, such as lightning strikes, in their Kansas homes.
Common Types of Lightning Damage
One of the most dangerous hazards caused by a lightning strike is a fire igniting combustible construction materials. The heat from a lightning strike can be severe enough to crack brick or concrete blocks on your home. The surge of electricity can completely short out your electrical system and cause damage to appliances and devices that are connected during the strike.
What To Do After Lightning Strikes Your Home
If your house is struck by lightning, you should first check everyone in the home to make sure the effects of the strike did not hurt them. If a fire starts, call your fire department immediately. Check if appliances or computer devices have been affected by the strike. Call an electrician to check for damage throughout the house. Take pictures of any damage and make a list of damaged items. Then, call your insurance agent to file a claim.
Choose Marla Williams Agency For Your Home Insurance Coverage
Standard home insurance policies offer coverage for several common hazards, including fire and lightning strikes. Our experienced agents can answer any questions you may have about your policy. We offer a variety of insurance types, including home, auto, condo, RV, boat, and business insurance. Contact Marla Williams Agency today for a no-obligation quote on insurance for your Kansas home, so you can be prepared when lightning strikes.
