Your home insurance needs can change over time. That’s why you should know the signs to look out for that indicate it’s time to update your policy.
At Marla Williams Agency, we can answer all of your questions about home insurance in Kansas and help you update your coverage when needed.
The following are three signs that it’s time to update your home insurance policy:
You’ve made some new security updates to your home
When you make updates to your homes such as adding improved locks or security cameras, you may be eligible for lower home insurance rates.
Make sure you let your home insurance company know about security updates and look into potential discounts on your premiums.
You’ve recently remodeled your home
If you’ve recently remodeled your home, it could mean that your home is more valuable. Increased home value might mean that you want to increase the coverage amount on your home insurance policy.
Reevaluate the coverage maximums on your policy and the increased value of your home after your remodel project.
You’re keeping some expensive new items in your home
Your home insurance offers coverage for the possessions you have in your home. If you’ve recently purchased valuable items such as expensive electronics or pieces of jewelry, it could be a good idea to increase your coverage limits,
If you don’t increase your coverage limits after purchasing expensive new possessions, your home insurance policy might not be fully protecting you financially. This leaves you at risk of experiencing financial loss in the event of damage to your home.
Give Us A Call
We’re here to assist you with all your home insurance needs in Kansas. Get in touch with us at Marla Willaim Agency for answers to all your questions about home insurance.